How Flood Zones Affect Home Buying in the Houston-Galveston Area
Buying a home near the water can be amazing—but in our area, flood zones are a fact of life. Knowing what they mean can save you from unpleasant surprises.
What Is a Flood Zone?
FEMA designates areas based on flood risk. Zones determine insurance requirements and potential impact on resale value.
Key Considerations
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Insurance: Some zones require costly flood insurance
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Resale: Buyers may be cautious about high-risk areas
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Mitigation: Elevation, drainage improvements, and flood vents can reduce risk
Bottom Line
Flood zones don’t have to be a deal-breaker—just a factor to plan for.
š² The Freund Group at FIV Realty understands our local flood maps, insurance requirements, and how to find the right home for your lifestyle. Let’s find your perfect fit—contact us today.
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