How Flood Zones Affect Home Buying in the Houston-Galveston Area

by Tammi Freund

 

Buying a home near the water can be amazing—but in our area, flood zones are a fact of life. Knowing what they mean can save you from unpleasant surprises.


What Is a Flood Zone?

FEMA designates areas based on flood risk. Zones determine insurance requirements and potential impact on resale value.


Key Considerations

  • Insurance: Some zones require costly flood insurance

  • Resale: Buyers may be cautious about high-risk areas

  • Mitigation: Elevation, drainage improvements, and flood vents can reduce risk

 

Bottom Line

Flood zones don’t have to be a deal-breaker—just a factor to plan for.

šŸ“² The Freund Group at FIV Realty understands our local flood maps, insurance requirements, and how to find the right home for your lifestyle. Let’s find your perfect fit—contact us today.

GET MORE INFORMATION

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Tammi Freund

+1(281) 686-4109

tammi@freundgroup.com