What to Expect During a Home Appraisal—and How to Prepare for It

For many buyers and sellers, the appraisal is one of the most nerve-wracking steps in the transaction. Will the home “make value”? Will it derail the deal? Here’s how to approach it with confidence.

Why Appraisals Matter

Lenders require appraisals to confirm a home is worth the agreed-upon purchase price before approving the loan. An appraisal that comes in low can:

• Force renegotiation

• Delay closing

• Cause a deal to fall through

How to Prepare as a Seller

• Tidy up inside and out to make the best impression

• Provide a list of recent upgrades (dates, costs, receipts)

• Highlight neighborhood features like parks, schools, and amenities

What Happens During the Appraisal

The appraiser will:

• Tour the home and take photos

• Measure square footage

• Evaluate condition and upgrades

• Compare it to recent similar sales

If the Appraisal Comes in Low

An experienced agent can:

• Challenge the appraisal with additional comps

• Negotiate a price adjustment

• Explore creative financing options to keep the deal alive

Bottom Line

The appraisal is critical—but manageable with the right preparation and guidance.

📲 The Freund Group at FIV Realty knows how to present your home to maximize its appraised value and protect your deal. Contact us today to sell with confidence.